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Summer Internships: What You Wish You Knew

One of the most fun parts of running Mergers & Inquisitions is helping prospective bankers (and other financiers) out there get the internships and full-time jobs they’re after.

I’ve already covered quite a lot on the topic of summer internships, whether it’s how to dominate them, what not to do, a summer intern success guide and even what to do if you get transferred.

In the spirit of these previous articles, I would like to solicit feedback from readers on topics you want to read more about.

This is directed both at interns who are working in banking / private equity / related areas this summer as well as those who are interested in doing so next year or further in the future.

I’m not going to set up a survey or anything (this will be informal), but here are a few ideas to get you started thinking about what you’d like to see:

What You Wish You Knew

If you’re currently a summer intern in finance, what do you wish you knew beforehand that you didn’t? I’ve covered mostly tips on how to perform well once you’re on the job - here are a few more topics I could write about:

Recruiting

  • Summer analyst selection vs. full-time analyst selection
  • How full-time offers are given out to summer analysts
  • Actual accounts of how summer interns broke into the industry
  • How to get other finance internships (aside from banking)
  • How to decide between multiple summer internship offers

Preparing

  • What to expect (e.g., a day in the life of a summer investment banking analyst)
  • Insider tips from current/former summer interns (one reader contributed his tips before, but there’s always room for more)
  • How to prepare for summer internships - recommended modeling and finance resources

Providing Feedback

Either email me or leave a comment here with your feedback on future summer intern topics you’re most interested in reading about.

The Vacation Ends

I’m also back from “vacation” now (if that’s what you want to call working intermittently in between sitting on the beach and taking calls from former co-workers) and am focused on my new ventures as well as expanding this site. Many of you have already written in with feedback and suggestions, but feel free to continue as we move toward the fall recruiting season.

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39 Comments »

Comment by Shane Bokhari

I’m very keen on reading more about the upcoming fall recruiting season. However, the following topics definitely seem interesting:

- Summer analyst selection vs. full-time analyst selection

- What to expect (e.g., a day in the life of a summer investment banking analyst)

Comment by Inquisitor

Thanks - yeah, I may save some of these for summer recruiting season next year, we’ll see. The two you just mentioned are actually relatively short articles because there isn’t a huge difference between summer and full-time, but I’ll add those to the list.

 
 
Comment by Chris

I currently work for a boutique middle market investment bank. The summer analyst position is quite slow. Would I get a full time offer given the economy?

I also want to learn more about how i could leverage that for buldge in full-time selection.

These topics I am interested in:

# Summer analyst selection vs. full-time analyst selection
# How full-time offers are given out to summer analysts
# How to get other finance internships/full-time (aside from banking)

Comment by Inquisitor

Chris: That’s a tough one, but you stand a much better chance at a boutique or middle-market than you would at a bulge bracket. Generally they do like to keep good summers around, so you have that going for you.

I’ll add those topics to my list!

 
 
Comment by Armand

Hi,
Thanks for all the great info on the blog. It’s much appreciated.

I would like to see something about different branches within IBD at a BB bank. M&A, Capital Structure, etc. What are some ups and downs between them. Which could be considered the best?

Thanks

Comment by Inquisitor

Thanks, will add that one to the idea list… short answer is there is no “best” branch and it really depends on what you want to do, but I’ll go over that one.

 
 
Comment by James

# How full-time offers are given out to summer analysts would be amazing

Comment by Ryan

I like the sound of all of those topics. But there seems to be a lot to read about what a summer analyst is going to do, what they should/shouldn’t do on the job, etc. I’d like to know more on how to go about getting a summer analyst internship. Resume/interview tips, advice, and any information that others found helpful or knowledge they wish they had when they went through the process.

Comment by Inquisitor

Ryan: I think a lot of the resume/interview advice I’ve given back earlier this year applies to summer analyst applications as well, but I’ll see if I can tailor it for summers more specifically.

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Comment by Inquisitor

Yup seems like a lot of people want to see that one so I’ll add that to the list.

 
 
Comment by John

Here’s a question I would love to hear answered:

I’m currently at an Ivy League school but in a social science major that is non-technical (i.e. not Economics, Finance, Science, Math-related), and therefore don’t have much of a marketable background. I am considering applying for investment banking summer internships for the summer between junior and senior years, and was wondering what you think the best strategy is for marketing myself or improving my resume even though I don’t have the kind of experience or knowledge that an Economics or Finance major would have.

From what you (and others) have said, the actual work as an investment banker only requires basic econ and math, so what I would gather from that is one’s major is not all that important. At the same time, it’s a bit daunting to have to compete against people (like financial engineers) who seem to have been bred to do this kind of work.

I would love to hear your advice on getting an internship for English, History, Politics, etc. majors.

Comment by Inquisitor

Hi John,

Long story short is that you’re right and they don’t really care too much about major as long as they’re convinced you can do the work.

For a social science major like yourself, I would simply try to learn as much about finance as possible and have activities/interests that indicate your quantitative/financial aptitude. If they’re convinced you can do basic math and will like the Excel part of the job, you’re good to go.

 
 
Comment by Brian

I’m currently at a middle market bank this summer and am curious about how to approach FT recruiting if I don’t get the almighty offer. Is this something that will kill me for FT recruiting, or will firms be more understanding given the current economy (people in the know at my firm are already saying FT offers will be down dramatically).

What are some strategies to help myself and others in FT recruiting if we don’t get an offer?

Comment by Inquisitor

Brian: It will most definitely be harder to go through FT recruiting without an offer in hand, but given the state of the economy I think more banks would understand this year vs. in previous years.

Probably the best strategy is to say you simply weren’t interested in working at your firm for whatever reason and that’s why you’re shopping around, but I’ll write some more material on that one.

Comment by Summer Banker

I have a follow up to this question.

Do they ever ask if you got the FT offer from your summer internship?

More importantly, if you dont get the offer, is it detrimental for FT recruiting in banking?

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Comment by Inquisitor

They do ask if you got the FT offer… up to you whether or not to lie about it, but if you worked at a bigger firm it might be a bad idea as it’s easy for them to discover you were lying.

If you don’t get the offer it will be detrimental for FT recruiting, but it’s not the end of the world… for example one of my friends did not get a MM offer from his summer internship and then ended up at Goldman!

 
 
 
 
Comment by The Deal Maker

I currently work at a no-name boutique investment bank as a summer analyst to which I have no intentions of working for full-time

I am graduating and have high hopes to work at a bulge-bracket firm and was wondering how to best use my experience into securing interviews at some of the larger firms.

I would love to see something on how to write about summer analyst experience on resumes and general tips while interviewing with investment banks

What should be the main takeaway from the experience and major areas of focus interviews and/or resumes?

Comment by Inquisitor

Hi there,

I’m actually about to post a few sample resumes (within the next week or so), so you’ll be able to see how best to write about summer internships from those. Key takeaways should be deal/transaction experience and convincing your interviewers you learned something substantial rather than just doing lots of pitching/pointless work.

You should be able to get interviews with your experience, but bulge brackets are unlikely to be doing a ton of hiring this year so that will make things tougher than usual for someone with your experience.

 
 
Comment by Michael

Dear Inquisitor,

Thank you for all of your excellent posts. I also appreciate you taking the time to see what your readers are interested in learning more about. A few things I am interested in include:

-How to prepare for summer internships - recommended modeling and finance resources

-What to expect (e.g., a day in the life of a summer investment banking analyst)

-Insider tips from current/former summer interns (one reader contributed his tips before, but there’s always room for more)

-Summer analyst selection vs. full-time analyst selection

Thanks again, and can’t wait for the next post.

Comment by Inquisitor

Thanks Michael, will add those to the list!

 
 
Comment by Mike

Dear Inquisitor,

I would like to see an article on how to go about getting a full time offer without a finance background for seniors. I am coming from an elite university with almost all my experience in the middle east (including language ability) and am going to do full time recruiting for bulge brackets in Dubai. However, I don’t have any finance background. So far, talking to people, they seem to think I can spin my experience in the region into a job–but it’d be nice to hear some concrete direction on how to do this.

Thanks!

Comment by Inquisitor

Mike, that’s a great idea and a topic I’ll definitely cover because I actually did the same thing my senior year (got into banking with no previous finance experience).

 
 
Comment by John

Here’s one more question:

From what I’ve gathered from your site, wearing a french cuff shirt with cuff links while a summer intern (or analyst, or maybe even associate) makes you look like a huge tool. Are silk knots just as bad? Is there any way to acceptably wear french cuff shirts if you’re not a MD? I have a bunch of them, and would hate to have to replace them all just to have enough shirts to wear for the summer, although it sounds like that’s what I might have to do.

Thanks for all your great posts!

Comment by Inquisitor

John: I am very reluctant to give fashion advice once again because it is very, very difficult and each person has his/her own idea of what is acceptable.

In general, you don’t want to go overboard with dressing up as an analyst/associate, but if you already have silk knots/french cuff shirts, I would not replace all of them for the summer. I would just wear them as is and if someone makes a comment you can consider changing wardrobes, but it’s not a big enough deal to go in and replace all your existing clothes.

 
 
Comment by John

a few quick points: first, thanks a lot for what youre doing; its an absolutely fantastic resource. second, ill be interested to hear the response to the question above; im in the same predicament! third, i too would be interested in how best to prepare for modelling etc.

Comment by Inquisitor

John - thanks for the feedback. I just answered the question(s) above; on the modeling question, this is something I wish I had a better answer to other than “Wait for my upcoming course” :) but if you don’t want to wait, you could check out the existing guides and resources out there such as Wall Street Prep etc.

Comment by John

oh i will most definitely be waiting for your course!

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Comment by Börn

Inquistor,

Could you maybe address the ease (or lack thereof) of transferring to different divisions (e.g. investment banking to alternative investments or research to sales/trading) within the same bank as well as other banks in between a summer internship and a full-time position? And how would one, based on your own experiences, go about doing such a thing?

Thanks.

Comment by Inquisitor

Börn: I’ll add that one to the list. Short answer is it’s usually difficult to transfer from back/middle office to front office but other ones are more do-able, especially if it’s going from a summer internship to FT position. To do it successfully, you will have to network during the summer and get friends/supporters in the division you want to switch to - that is often the hardest part for interns.

 
 
Comment by Vivek

Hi Inquisitor!

I work in interest rate derivatives at a middle market investment bank and I’m curious about how deals are initiated at bulge-bracket investment bank in M&A or corporate finance. Our deals are largely sourced through bankers in other branches of the bank so basically we don’t ever do any cold calling or pitching to non-referrals. How does the deal process work at banks like GS, ML, or JPM?

Also, I have a fair amount of relevant work experience in financial services working with equity research, financial analysis, derivatives as I mentioned, legal research, and being an Excel monkey, but I come from a non-target university (top 30 though). Do you think my work experience will be enough to leverage me above candidates from top tier schools? If not, what do i-banks look for that I can add to my arsenal?

Thanks!

Comment by Inquisitor

At bulge brackets most deals are sourced via longstanding relationships and sometimes inbound interest - they really don’t do much of any cold calling since they’re so large and have so many relationships.

They obviously pitch a lot, but that’s because most companies have relationships with multiple banks.

Hard to say on your experience but it definitely helps - you will need to try harder of course, but that’s more because you’re already working, not because you come from a non-target school. Work experience and preparation are the best tools to get ahead with i-banking recruiting.

 
 
Comment by Luke

Hey,

I am going to be a sophomore in college with an economics major, and the school also has a well known undergraduate business program that is very well networked. Which I am not part of. See I like economics and all, but i don’t want to pursue a ph D in it, and maybe focus on finance. What is the best way to get involved? Are there any internships for rising juniors? Boutique or Bulge? What is the key thing these firms look at? GPA’s mostly?

Comment by Inquisitor

Yes I would go for school-year internships especially if you’re a sophomore - spread your net wide and see what you come up with.

GPA is a factor but they mostly care about work experience / personability and coming across well in interviews so I’d focus on that.

 
 
Comment by Luke

Hey,
One more question. When is the recruiting season for internships? early second semester?

Comment by Inquisitor

January/February

 
 
Comment by GatrFin

how valuable would this experience be to a career in investment banking? im still learning, and just was notified that they will be at my school tomorrow for an information session and accepting resumes for an 09 summer internship…we have a large event coming up near the end of september, so its not like this is an only shot, but how relevant is this experience?

Global Index Internship
Russell Indexes
Tacoma, WA

At Russell, we recognize that we all live in an under-invested world. Our mission of improving financial security for people has never been more important. But we can’t do it alone.

Right now, clients in over 40 countries, trust Russell to help build a better future. We pioneered multi-manager investing, the Russell 2000 Index, and many other industry-shaping innovations. But we focus just as hard on enhancing our communities and improving the quality of life for our employees. As you consider joining us, know that we’re a growth company, but one with a soul.

The Russell Global Index offers investors a comprehensive way to measure actual global money manager performance and identify the complete global opportunity set using one, accurate, consistent and established index family. Investors increasingly seek the best companies around the world without regard for company size, country of origin or region. Our global-relative and modular approach to index construction ensures that the Russell Global Index tracks and classifies the actual companies across the globe that investment managers are buying in their search for better performance.

This position will work in the product development group and will be exposed to the full product development life cycle with particular focus on company research for the Russell Global Index.

Primary responsibilities:

A primary responsibility of this position will be the stock research required to properly construct each product or index. Examples include, determine stock eligibility for inclusion in the Russell global indexes, calculate outstanding float share amounts, research foreign ownership limits, and other stock research. The position is critical to the success of the upcoming Russell global index product launches. Other project work as assigned.

Comment by Inquisitor

It’s ok but not terrific. Worth a shot to apply for but not nearly as relevant as banking/PE/hedge funds.

 
 
Comment by Anna

How about “The First Day” for summers?

P.S. This blog is excellent. Or at least that’s my justification for spending the last 2 hours reading your surprisingly informative (given the high entertainment value) articles instead of being productive. yay…

Comment by Inquisitor

Anna: see some of my summer internship content below. I cover do’s / don’t’s for summer interns in those articles.

 
 
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Mergers & Inquisitions Core Content

What is Investment Banking?: Ari Gold: What Bankers Actually Do, Why NOT Do Investment Banking

Investment Banking Lifestyle: A Day in the Life - Worst Day and Best Day, How to Stay Fit, Investment Banking Wardrobe for Men, Investment Banking Lingo Part 1 and Part 2, A Week in the Life (Sunday, Monday, Tuesday, Wednesday, Thursday, Friday, Saturday)

Breaking into Finance: How to Get an Investment Banking Job, Networking into Investment Banking, Recruiting in a Tough Market, Breaking in from Engineering, Breaking in from Law, Breaking in from the Back Office

Investment Banking Resumes: How to Write an Investment Banking Resume, How Investment Bankers Read Resumes

Investment Banking Interviews: Investment Banking Interview Guide, The Interview Selection Process, How to Close Your Interviews

Summer Internships: Summer Intern Success Guide, How to Dominate Your Summer Internship, Tips from a Former Summer Analyst, What You Do as a Summer Analyst, 10 Summer Internship "Don't's", How Summer Interns Get Full-Time Offers

Investment Banking Salaries: Investment Banking Salaries vs. McDonald's, Why Investment Bankers Make So Much Money, 2008 Analyst Bonuses

Private Equity / Buyside Jobs: Private Equity Resumes, Private Equity Interviews, The Myth of the Buyside Job, Headhunters: Friend or Foe?

Specific Groups: UBS LA, Boutiques, Restructuring, The Back Office

Quitting Finance: The Conference Room: How You Get Fired, The Farewell Email, A Day in the Life of a Former Investment Banker